Terms and conditions

This site is informational and a way to get in touch. It is not an offer of insurance or a contract, and it does not guarantee coverage, eligibility or price — each carrier determines those when you apply.

Figures shown on this site are for reference only. The Marketplace enhanced premium tax credits lapsed at the end of 2025, so current premiums are higher than in prior years. Your subsidy and final price depend on household income, family size and county, and are determined by the Marketplace when you apply.

Clover Diaz Insurance acts as an intermediary agency and is not the insurance carrier. Benefit payments and claim decisions are made by the company that issues the policy.